When it comes to business loans, one size does not fit all. Learn about your options.
Short term loans are a great option for borrowers who need funds for a specific business investment, like starting a new project, expanding — or making a large purchase that can’t be covered with a credit card. As a type of installment loan, an BizCapLoans short term loan offers a one-time lump sum of cash to use for your business how you see fit. You’ll have your funds in your bank account as early as the day your loan is approved, and you can pay it back on your schedule to match your specific project timeline.
A short term loan is a form of financing that is generally repaid in a year or less. However, some lenders like BizCapLoans offer repayment terms up to 24 months. Short term loans can be used to cover various business expenses, with loan amounts that vary across lenders.
Benefits to Your Business
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Same Day Funding
Same Day Funding: Standard ACH bank transfers take up to three business days. But with BizCapLoan you could get funds in your bank account by 5:00 pm the same day.*
Loyalty Benefits
Loyalty benefits: If you’re a current BizCapLoan customer, you’ll have any remaining interest waived if you take a new BizCapLoan small business loan. We can also offer a lower or even 0% origination fee on your next loan.
Prepayment Benefits
Prepayment Benefits: If you qualify for our 100% Prepayment Benefit option, pay your loan off early in full and have all remaining interest waived without any penalty or fee.*
Fixed Payments
Predictable, fixed payments: Pay the same amount from the beginning to the end of your repayment term, so you can manage your cash flow with no surprises or large costs up front.
Credit Building
Business credit building: Help build your business’s credit by making on-time payments, which we report to bureaus.
Transparency Pricing
Transparent pricing: Use our SMART Box® Capital Comparison Tool to get a comprehensive breakdown of your term loan’s cost—including all the key terms you need to evaluate potential loan offers.